Monthly Archive: July 2015

I think it’s important to celebrate wins on the path to your ultimate goal, no matter how small. Sharing my dividend income results with you readers gives you some insight to what is possible as you begin your journey.

My ultimate goal is to be able to live off of the passive dividend income from my investments, so I can just stay at home and play video games. Here is the money I made in June 2015 without lifting a finger.

WMT – $5.91
CVX – $9.73
EMR – $7.58
MCD – $9.43
LMT – $7.56
BP – $30.43

Total: $70.64

Compared to the dividends I earned in March ($64), I’m seeing some progress, but part of that is the odd timing of this quarter’s Walmart dividend. However, if I compare the individual dividends, I can notice some small compounding even though none of these companies have had a dividend raise in this time frame. The big increases should come in December, by then all of the dividend raises will be due (in theory).

The stocks I currently own all seem to be on a March, June, September, December payment schedule.

Gaming can be an expensive hobby, especially with the rise of DLC and expansions. It can be very frustrating to drop money on a game and find that it only holds your interest for a few hours. For this reason, I’ve compiled some of my strategies for getting the most bang for your buck on games.

Free 2 Play

The most obvious strategy is to play free/freemium games. The “Free 2 Play” model has been popping up more and more over the last few years, it isn’t just Facebook games like Candy Crush anymore. MMORPGs and MOBAs have been thriving on this model. These games make their money through micro-transactions. So if you never buy anything, the game stays free. The only thing to keep in mind is that some games have “pay gates” that prevent you from getting the full experience or from being fully competitive without paying.

Competitive Games

Games where you compete against other players (especially online) have great longevity and replay value. You’d be surprised how many people continue to play older versions of Call of Duty or Battlefield. MOBAs, like Heroes of the Storm and DOTA 2, are both competitive and free to play. Personally, I’ve been playing a lot of Heroes of the Storm, watch out for my Zagara!

Long Progress Ladders

RPGs tend to have a lot of content to begin with, but you can stretch that even further by working towards the high end progression goals. Trying to get every character to the level cap, and finding the perfect gear can keep you busy for days. I’ve put over 150 hours into Monster Hunter 4 Ultimate farming better gear. Randomized gear can also make the quest for perfection last longer as well, I have no idea how many hours I’ve put into Diablo 3 thanks to the random loot drops.

Make your own challenges

Another great way to get more out of your games is to replay them with new challenges. For instance, the Nuzlocke challenge in Pokemon adds a new layer of difficulty for a relatively easy game. Speed running, or trying to beat a game as fast as possible, is a way to add a layer of competition to a single player game.

The Golden Ratio

I think that when it comes to your entertainment budget, at least for media, you should aim for getting at least 1 hour of entertainment per dollar spent. So for a $60 game, make sure you get 60 hours of gameplay. For a $8 per month Netflix subscription, 1 full season has you covered.

Hopefully, this advice will save you some money and help you experience your games with a new level of appreciation.